Server in UTF8 + WinXP and "LOAD DATA INFILE"

[Az Erty]

Dear all,

I readed quite some posts already but still have trouble to figure where's the problem and how to solve it.

MySQL server 5.5.23 x64 running on a Windows2008 with my.ini:
--
[client]
port=3306

[mysql]
default-character-set=utf8

[mysqld]
port=3306
character-set-server=utf8
default-storage-engine=INNODB
sql-mode="STRICT_TRANS_TABLES,NO_AUTO_CREATE_USER,NO_ENGINE_SUBSTITUTION"
--
If I check my shema, table, column properties, all are configured as utf8.

MySQL Workbench 5.2.39 x86 running on WindowsXP.
Now if I try to run the following query:
load data local infile "C:/Temp/data.txt"
replace into table Test
fields terminated by '\t' lines terminated by '\r\n'

I always get this error (tried a few worksaround from several posts):
Error Code: 1366. Incorrect string value: '\xE9...' for column 'ADDRESS' at row 6

where \xE9 is the character 'é' translated somewhere, somehow...

So how could I :
- troubleshoot the problem further
- eventually fix the problem if someone have a ready made solution (not involving changing anything in server collation)

Thanks in advance for your input !

Az